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  • Politics Is Like Hiring A Hitman
    by Scott Woods inPolitical on2020-08-13

    For me, politics is like hiring a hitman. I have values and things I care about. I care enough about them to at least bother voting for 5 minutes every year for one issue or another. And because I care at least that much, I vote for people who align with the ability to realize the things I care about.

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  • Punching Above Our Weight
    by Roger Madison Jr. inPolitical on2020-07-24

    I believe our vote is the punctuation of our voice. Without that resounding exclamation mark, I believe our voices are just incoherent noise.

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  • BLACK PROGRESS AMIDST SOCIAL CHAOS
    by Roger Madison Jr. inPolitical on2020-06-16

    Recent events have raised the profile of historical injustice and inequities here in the USA. The entire world has taken note of the fact that BLACK LIVES MATTER.   We invite all of our friends to engage in actions that result in the greatest movement for change in our history. It is imperative that we take advantage of this opportunity to affect a positive change by ACTING IN OUR SELF-INTERESTS.

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  • Living in a Black No-Man's Land
    by Roger Madison Jr. inOur Community on2019-10-28

    There are many narratives that define the Black experience in America in this 2nd decade of the 21st century. Our striving over the centuries of our sojourn in this nation is a tapestry of every human experience -- oppression, enslavement, forced assimilation, dehumanization, exclusion, segregation, isolation, struggle, perseverance, achievement, excellence, celebration, mourning, despair, progress, setbacks, lynching, assassination, genocide, terror, self-hatred, low esteem, pride,...

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  • Fighting Racism
    by Scott Woods inOur Community on2018-10-25

    I had a boss who was racist. Not an outright bigot, of course; her toolbox was more subtle than most. We bumped heads a lot over inconsequential things. She frequently couldn’t keep my name out her mouth. Lot of gaslighting. You know…2018 style. I tried a lot of ways to combat or navigate her issues. None of them worked, and that’s saying a lot because I’m really good at fighting racism. But at the end of the day – every day – she was my boss, I had to deal with her, and that was that. Finally I...

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Young Americans don’t know much about money or credit

On average, high school seniors answered only 57.4% of the financial questions in the survey correctly. That’s up a slightly from the same results two years ago but still terribly low.  And these were not tuft questions.  Only 13.2% said correctly that stocks are likely to offer the highest growth over 18 years of saving for a child’s education. Nearly 45% thought that a U.S. Savings bond would offer the highest return. Incoherently, we know that teenagers drastically underestimate the cost of using credit for purchases.I discussing teenagers and money on in this blog because far too many of these financially challenged teenagers will become financially challenged adults.  And financially challenged adults are more likely to end up being lured into overspending and just not managing money well.I understand that we all would appreciate if public schools to teach our young people about financial and credit issues, but my friends who are teachers tell me that am unlikely. They’re already being asked to teach more and take on many new responsibilities even while governments are cutting off resources.My site, http://www.SkillsThatClick.com, is one that does an excellent job teaching young people the honest truth about financial and credit literacy. We all need to be smarter about money. It is very important that we get every youth started learning about financial matters earlier."I created www.SkillsThatClick.com to be an entertaining and educational program for learning the importance of money management and credit, because so many kids today have a very limited exposure to strong models for financial management skills," explained Robinson.

The site offers a financial situation simulator to enable young people to practice their financial skills. Educational information and guidance is provided on many topics, including checking and savings accounts, ATM cards, credit cards, investments, and even 401k plans. Students learn to
shop, save, and invest wisely.Membership to the site is only $34.95 for a lifetime membership.  We have special fees for school districts and youth organizations; please call today for pricing (614) 777-1507.