Everyone if you own any real jewelry of value, but you've improperly insured it, you'll pay for it later. I strongly suggest to anyone of you who've insured your jewelry through your HOMEOWNER'S INSURANCE POLICY to remove it immediately!
Many people think that if their home is broken into that their jewelry is covered for what you've paid for it or better, but unless you have that "IN WRITING" you're taking a risk that'll have you replacing your own jewelry for far less than what it's worth or what you've paid for it.
I endorse a jewelry insurance company called "JEWELER'S MUTUAL" and they have a 5 star rating when it comes to customer service as well as paying for items of jewelry that an insured policy holder has lost.
"JEWELER'S MUTUAL" will replace your jewelry for what its' "APPRAISAL VALUE" is, not what you've paid for it. You can insure as much of your jewelry with this company as you'd like and if you'd like more information on "JEWELER'S MUTUAL" click onto the link below.